How to Navigate Tree Damage Insurance Claims in Brisbane

supercheaptreelopp
Aug 9
2 min read

Storms and high winds can leave Brisbane homeowners with fallen trees, damaged fences, or even structural damage to their homes. While your insurance policy may cover this, knowing how to handle the claim process can make the difference between a quick payout and a drawn-out dispute.

Supercheap Tree Lopping has helped many clients with the documentation and evidence insurers require.

Step 1: Check Your Policy

Not all policies are the same. Some cover the removal of fallen trees if they cause damage to insured property, while others only cover repairs to the structure itself. Read your policy carefully or call your insurer to clarify.

Step 2: Document the Damage

Take clear photos and videos from multiple angles. Include wide shots to show the location and close-ups of specific damage. This will form part of your evidence for the claim.

Step 3: Prevent Further Damage

Most insurers require you to take reasonable steps to prevent additional loss. This might include temporary tarps, removing hazardous limbs, or blocking access to unsafe areas.

Step 4: Get a Professional Assessment

A qualified arborist can provide a written report detailing the damage, the cause, and recommended work. This can speed up insurer approval. Supercheap Tree Lopping offers detailed, insurer-ready reports.

Step 5: Keep All Records

Save all quotes, invoices, and receipts for work carried out. Provide copies to your insurer when submitting the claim.

Bottom line: Understanding your policy, documenting everything, and working with a qualified arborist are the keys to a smooth insurance claim for tree damage.